If chocolate and banana is one of your favorite flavor combinations, this Chocolate Banana Overnight Oats recipe is about to become a weekly staple. It’s rich, chocolatey, naturally sweet, and satisfying – the kind of breakfast that truly curbs a chocolate craving.
This is also one of my favorite 5-minute meal prep recipes. In under five minutes, you can prep breakfast for the entire week using simple pantry ingredients. It’s an affordable way to use up ripe bananas, avoid food waste, and have a healthy, portable breakfast ready to grab every morning.

Quick Look at This Recipe
- Prep Time: 5 minutes
- Cook Time: None
- Total Time: 5 minutes (+ overnight soak)
- Servings: 1 (easy to scale for the week)
- Method: No-cook
- Flavor & Texture: Rich, chocolatey, creamy, naturally sweet
Ingredient Notes
You’ll find the full ingredient list in the recipe card below. These notes will help you get the best results.
- Rolled oats (old-fashioned oats) are the foundation of overnight oats. Don’t use instant oats — they turn mushy — and skip steel-cut oats, which stay crunchy. Rolled oats are naturally gluten-free, but if you’re sensitive, choose certified gluten-free oats.
- Cacao powder gives these oats a deep chocolate flavor while providing the benefits of a superfood. You can also use unsweetened cocoa powder if that’s what you have.
- Cinnamon adds warmth and enhances the natural sweetness of the banana.
- Chia seeds are a staple in all of my overnight oats recipes. They add fiber, protein, omega-3s, and help create a thick, pudding-like texture.
- Pure vanilla extract adds depth and rounds out the chocolate flavor.
- Unsweetened almond milk keeps the recipe dairy-free and low in added sugar, but any milk works.
- Banana naturally sweetens the oats and makes this a perfect recipe for using up ripe bananas. If you only use half, you can freeze the rest for later — I share how to do that in my how to freeze bananas tutorial, and frozen bananas are great for healthy smoothie recipes or even healthy banana bread.
- Pure maple syrup is optional if you want extra sweetness.
- Cacao nibs add crunch and extra chocolate flavor without refined sugar.
Looking for the ingredients and supplies I use most often? Be sure to check out my Amazon storefront, where I share all of my favorite recommendations for overnight oats — from pantry staples to superfoods to jars and meal prep tools.

Supplies
- 16-ounce mason jars (wide or regular mouth)
- Plastic mason jar lids
How to Make Chocolate Banana Overnight Oats (Step-by-Step)

- In a 16-ounce mason jar, add the rolled oats, cacao powder, cinnamon, and chia seeds. Stir well to evenly distribute the dry ingredients.
- Add the almond milk, vanilla extract, and mashed banana. Stir until everything is fully combined.
- Cover with a lid and refrigerate overnight.
- In the morning, stir the oats. Add maple syrup if needed for extra sweetness.
- If the oats are too thick, stir in a splash of milk until creamy. Top with cacao nibs if desired and enjoy.
Expert Tips & Variations
- Use ripe bananas. The riper the banana, the sweeter your oats will be — often eliminating the need for added sweetener.
- Stir the dry ingredients first. Mixing the cacao powder and cinnamon with the oats before adding liquid prevents clumping.
- Adjust thickness in the morning. Chocolate banana overnight oats thicken as they sit. Add 1–2 teaspoons of milk to loosen them up.
- Boost protein if needed. Stir in collagen powder, protein powder, hemp hearts, or Greek yogurt.
- Hide in superfoods. Flaxseed, coconut oil, or chia seeds blend in easily without changing flavor.

Storage Tips
For the week: You can prep up to 5 jars of these banana chocolate overnight oats on Sunday for the week. Keep in mind the oats will thicken the longer they sit — just add a splash of milk before eating.
For the freezer: Freeze the dry ingredients and banana together in a freezer bag or jar. When ready to use, add milk and refrigerate overnight. This is one of my favorite ways to stay stocked with easy breakfasts. See more overnight oats freezer meal prep tips.

Chocolate Banana Overnight Oats (Easy 5-Minute Meal Prep)
Video
Equipment
- 1 16-ounce mason jar
- 1 mason jar lid
Ingredients
- ½ cup rolled oats
- 1 tablespoon cacao powder
- 1/8 teaspoon cinnamon
- 1 teaspoon chia seeds
- ¼ teaspoon pure vanilla extract
- ½ cup unsweetened coconut milk
- 1/2 banana peeled and chopped
- 1-2 teaspoons of pure maple syrup if needed
Instructions
- In a 16-ounce size mason jar stir together the rolled oats, cacao powder, cinnamon, and chia seeds.
- Stir in the coconut milk, pure vanilla extract, and banana.
- Put the lid on and place in the refrigerator overnight.
- In the morning, give stir the oats. Stir n pure maple syrup, if needed, for additional sweetness. Add a little more coconut milk, if needed, to loosen it up until you get the consistency you want.
Notes
Nutrition
More Easy Prep Overnight Oat Recipes
- Vanilla Overnight Oats
- Strawberry Cheesecake Overnight Oats
- Pumpkin Overnight Oats
- Cherry Overnight Oats
- Blueberry Overnight Oats
See more of my healthy oatmeal recipes.
Did you make this recipe?
If you tried these Chocolate Banana Overnight Oats, I’d love to hear how they turned out. Leave a comment and a ⭐⭐⭐⭐⭐ rating – it helps other readers find the recipe and gives them confidence to try it too.



Danielle M says
I kind made this I used what I had wich was 2 table spoons chia seeds 1 teaspoon ground flaxseed 2tea spoons flaxseed about 1/2 almond milk a little Starbucks coffee toffee leve overnight then add about a cup of milk and a little vanilla syrup then shaking up and enjoying
Tammy Overhoff says
OMG I love that you added coffee to this. I need to try that for sure.
Sam Grimwood says
Does the nutritional information on this recipe included the 1-2 teaspoons of pure maple syrup if needed?
Tammy Overhoff says
Yes it does, it includes 2 teaspoons of pure maple syrup in the calculation. Hope that helps.
Suzanne says
This was delicious!! As a working mom of three, I love the convenience!
I did substitute almond milk instead of coconut milk, because that is what we have on hand. Excited to make this part of my meals to eat at work.
Fran says
Can these be made hot? I prefer hot oatmeal.
Emma Pacey says
Hello there, how many points is this on Weightwatchers today? I know it says 7 is that still the same now?
Thank you so much
Emma
BrendaH says
From the nutritional information given, I calculated it to be 8 Freestyle Points.
Ashley says
Can I make this with 1% or whole milk? And honey instead of maple syrup?
Tammy Kresge says
Yes to both!
Jewel says
Can I heat it up? I prefer something hot for breakfast
Michelle says
Do you think it would taste weird if i made it with water instead of coconut milk..?
Tammy Kresge says
Not sure I never made with water. I am thinking it would be a lot less creamy.
Robin says
Great alternative to the commercially sold chocolate.
I like the sweet touch of maple syrup.
Sophia says
When you write “cocoa powder” is that nesquick (w/ sugar) or do you use the unsweetened kind?
Tammy Kresge says
It is Hersey’s unsweetened cocoa powder
Nancy Orloski says
Is there a reason that you say these over night oats only last 3 days? Should I not be making 5 for a whole week of breakfasts at once?
Thanks!
Tammy Kresge says
You can probably make them for 5 days. I just find they taste best when only making 3 at a time.
Tammy Kresge says
In my experience, I feel that overnight oats taste best when only made 3 days ahead of time.